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Our workforce can be divided into distinct groups based on year of birth. Each group is considered a “cultural” generation and these divisions are generally accepted. The Baby Boomer generation consists of people born after World War II from 1946 until 1964. Following the Baby Boomers is Generation X for people born from the late [...]
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Continue ReadingLike all tax-deferred retirement accounts, 401(k)s exist to incent individuals to save for retirement. Given the state of our nation’s entitlement programs, it is more important than ever to invest the absolute maximum possible in defined contribution, tax advantaged accounts like 401(k)s and IRAs. Funding these accounts, however, is only [...]
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Continue ReadingFor the past 20 years, there has been a clear trend in retirement benefits offered by companies. Investment risk has steadily shifted from the employer to the employee. Decades ago, most employers that offered benefits did so via defined benefit or pension plans. These plans guaranteed a certain income stream to retirees. [...]
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Continue ReadingA recent study conducted for the Small Business Administration has troubling news for advocates of employer-based retirement plans. The study analyzed the availability and acceptance of employer-based retirement plans at companies with less than 100 employees.
Go to the article: Resources for Small Business Retirement Plans
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Continue ReadingIf you own a business or are thinking of starting one, raising capital continues to be key challenge. Lending requirements remain stringent, home equity is no longer a quick source of cash and equity investors continue to be very selective.
Go to the article: How to Use Your IRA to Fund Your [...]
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Continue ReadingFOR IMMEDIATE RELEASE
Mike Periu quoted in today’s USAToday.
Contact: Media deskTel: 1.800.929.4402Email: media (at) ecofinmedia.com
Financial expert Mike Periu was quoted in a front page article discussing discrepancies in retirement savings rates among minorities.
To see the article, go here: Minority savings rates quoting Mike Periu.
About Mike Periu
Mike Periu is the leading voice for financial empowerment of individuals [...]
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Continue ReadingFinancial expert Mike Periu will appear on Hispanic Information and Telecommunications Network. This time, he will be presenting: Diálogo con Malín Falú: How to prepare for retirement.
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I can teach you proven strategies for growing sales and for raising money from investors. I founded EcoFin Media, Trans 24/7 and Proximo International.
