Muchos latinos reconocen que es importante tener un buen seguro de vida y quieren proteger a sus seres queridos con un seguro suficiente. Pero, ¿qué significa suficiente? ¿Cómo sabes si el beneficio que paga tu póliza en caso de que mueras es realmente suficiente para que tu familia no tenga que preocuparse por el dinero? La cantidad de seguro de vida que se considera suficiente es diferente para cada familia. Con una formula sencilla, puedes calcular la cobertura indicada para tu familia. … [Read more...]
Los latinos nos quedamos atrás con el seguro de vida
Según un estudio reciente elaborado por LIMRA y patrocinado por la Fundación LIFE, los latinos nos estamos quedando atrás en el uso del seguro de vida. El estudio indica que más del 70% de los latinos reconocemos que es importante tener una póliza vigente de seguro de vida, pero poco más del 50% ha tomado la decisión de comprar una póliza. Peor aun, de los latinos que tienen seguro de vida uno de cada cinco reconoce que no tiene suficiente cobertura. En otras palabras, la gran mayoría de … [Read more...]
El momento ideal para comprar un seguro de vida
"Mañana", "ahora no", "en otro momento", "cuando tenga más dinero", "cuando sea mayor". Estas son las respuestas más comunes que recibo cuando pregunto acerca de la compra de un seguro de vida. Muchos latinos consideran de mala suerte comprar un seguro o creen que no lo pueden costear o simplemente no quieren esforzarse un poco para efectuar la compra. El problema de darle cabida a estas excusas es que nos puede salir muy caro. ¿Cuál es el momento ideal para comprar un seguro de vida? … [Read more...]
How To Set Prices When You Have No Idea How Much To Charge
The traditional marketing mix framework of product, price, place (distribution) and promotion has been in existence for more than 50 years. Virtually all undergraduate business and MBA programs discuss the interplay of these four marketing elements and how they relate to the success of any business. Despite the obvious importance of the second “p”—price —small business owners have a difficult time figuring out how much to charge for what they sell. Many have absolutely no idea how much to … [Read more...]
Small business finance expert Mike Periu discusses What couples should ask each other about money before marriage on AMOR 93.1 FM NY today
FOR IMMEDIATE RELEASE Mike Periu will discuss: What couples should ask each other about money before marriage :PRContact: Financial expert Mike Periu will be a guest on Amor on 93.1 FM. Mike is a regular contributor to AMOR 93.1 FM. This time, Mike will be presenting: "What couples should ask each other about money before marriage" If you are in New York, New Jersey or Connecticut, you can tune in to AMOR 93.1 FM radio station to listen to him today October 28, 2009. If you are not in … [Read more...]
4 Business Lessons from a Local Farmers During Halloween
According to the U.S. Department of Agriculture, there are over 2.2 million farms in the United States. The average farm generates $135,000 annually in sales. To generate those sales, the owner of the farm needs to work around 418 acres of land. This is an industry of vital importance, but one where the return on investment and “return on effort” are very low. For many family farmers, it’s a labor of love that they won’t easily abandon. Instead, like true entrepreneurs, they find … [Read more...]
PayPal Launches New Checkout for Online Buyers
The payments industry is one of the most active areas of business finance today. I recently wrote about PCI compliance and about different methods of accepting payments like ACH. Now a popular tool for accepting payments from customers is getting a facelift. PayPal is currently rolling out a new online checkout process for buyers. This marks an important change for both businesses that use PayPal and customers that make purchases through PayPal. Last year, PayPal facilitated $72 … [Read more...]
3 Questions You Must Ask Before Investing in New Equipment
Evaluating the purchase of new equipment can be a complicated process. There are many stakeholders to consider, vendors are aggressively bombarding you with information and you have limited time to make a decision. It is easy to miss some key questions during the evaluation process which can prove costly later on. Before committing your company to an expensive investment in equipment or systems, make sure you add these questions to your checklist: 1. Have we talked with our employees, … [Read more...]
Small business finance expert Mike Periu discusses Answering viewer questions on Univision 41 WXTV ‘s Noticias al Despertar
FOR IMMEDIATE RELEASE Mike Periu will be: Answering viewer questions on Univision 41 WXTV 's Noticias al Despertar :PRContact: Financial expert Mike Periu will appear on Univision 41 WXTV 's award-winning program Noticias al Despertar. Mike is a regular contributor to Noticias al Despertar. This time he will be: Answering viewer questions. Please tune in on October 20, 2008 at 6:30am. For further information, please contact us directly. :PRAMP: … [Read more...]
Small business finance expert Mike Periu discusses All about Check 21 on Univision’s Despierta America
FOR IMMEDIATE RELEASE Mike Periu will discuss: All about Check 21 on Univision's Despierta America :PRContact: Financial expert Mike Periu will appear on Univision's award-winning program Despierta America .Mike is a regular contributor to Despierta America. This time he will be presenting: All about Check 21. Please tune in on August 07, 2007 at 7:30am. For further information, please contact us directly. :PRAMP: … [Read more...]
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