Programas de descuento para la tercera edad

Los latinos de la tercera edad representan un segmento importante de nuestra población. Lamentablemente están en una condición financiera muy precaria. Hace poco, el Economic Policy Institute publicó un estudio con unas cifras escalofriantes. Según dicho estudio, 20 millones de personas mayores de 65 años viven en pobreza. Esto representa un 48% de la población anciana. Pero aún se encuentran los ancianos latinos. Según el estudio, 7 de cada 10 viven en condiciones precarias. La gran mayoría de … [Read more...]

Three Financial Resolutions to Make 2013 Your Best Year Yet

financial-symtem

It's hard to believe that 2013 is right around the corner! Before you open the champagne bottle to celebrate, it's a good idea to take a few hours on a quiet afternoon and think about the kind of year you would like 2013 to be. We all hope that in addition to health and happiness, the new year also brings financial peace of mind to our families. It's very stressful to have to worry about money all the time, and avoiding or minimizing financial stress should be among everyone's goals for 2013. … [Read more...]

Setting a Budget for Healthcare Costs During Retirement

Finance expert Mike Periu on how to accurately budget for rising healthcare costs during retirement. Healthcare Costs During Retirement: One of the greatest challenges facing retirees is estimating the amount of money needed to fund healthcare-related costs. According to a recent study by Fidelity Investments, the average couple retiring this year will incur around $240,000 in healthcare expenses during retirement. This cost grows 6 percent annually, meaning that people retiring in 10 years can … [Read more...]

Protecting your family through life insurance

For over 250 years, life insurance has been an important tool used by American families to protect their loved ones. Nevertheless, there are still millions of families, especially Hispanic families, that are still trying to determine if buying life insurance is worth it. The answer to that question is a resolute "yes." Ask any family that has experienced the unexpected death of a loved one and you'll find that none regret the fact that they had life insurance at that moment. How life insurance … [Read more...]

Why You Could Get a Healthcare Rebate

Don't toss that envelope from your insurer. It could be a rebate check. Here's why. The other day I received an envelope from my health insurance provider in the mail. Typically these are either an Explanation of Benefit (EOB) form or a (large) invoice indicating my next premium payment is due. This time however, what I found inside nearly gave me palpitations; it was a check made out to me from the insurance company. At first I assumed this had to be an error, until I remembered an important … [Read more...]